Commercial landlords
We understand that when it comes to commercial property insurance that each business has it’s own requirements. That’s why we’ve developed an insurance policy specifically for Commercial Landlords. Whether you manage a portfolio of properties, or just one, we have the insurance product to meet your needs.

Manufacturing insurance
Manufacturing risks tend to be more complex than standard commercial risks, and its therefore essential that you deal with an insurance provider who really understands your business sector. Our manufacturers insurance policy provides cover for public and product liability, business interruption cover and cover for your trade contents, machinery, plant and stock. You can also include a number of optional extras such as employer’s liability and cover for your buildings.

Engineering insurance
Our engineering insurance is tailored to cover the assets, earnings and legal liabilities of precision engineers and metalworkers. Our standard policy provides cover for public and product liability, business interruption cover and cover for your trade contents, machinery, plant and stock. However, you can also include a number of optional extras such as cover for your buildings

Hotel insurance
Our standard policy for hotels and guest houses provides employers' and public liability, contents cover and business interruption cover. You can also choose from a number of optional extras such as cover for your buildings

Motor trader insurance
Whether you are a car showroom or a repair workshop, our motor trade policy insures you against material damage, motor vehicle road risk and public and product liability. We also give you the choice of optional extras such as MOT loss of license and business interruption cover. And if you are an RMIF member, then our policy will give you some free additional features such as New for Old extended to vehicles less than 12 months old

Office insurance
Our office insurance policy has been specially tailored to meet the needs of all types of office-based businesses, from accountants and solicitors to estate agents and architects. The standard policy provides employers' and public liability, contents cover and business interruption cover. We also give you the choice of a number of optional extras such as cover for your buildings or for computer breakdown

Restaurant insurance
Our restaurant insurance is tailored to cover the assets, earnings and legal liabilities of licensed restaurants. The policies include employers' and public liability, contents cover and business interruption cover with optional extras such as buildings cover or cover away from the premises

Shop insurance
Whether you are a florist, bakery, toy shop or café, our retail insurance policy provides cover for a range of risks including employers' and public liability, contents cover and business interruption cover with the option to choose extra cover such as cover for your buildings, if required

Tradesman insurance
We provide insurance policies for a broad range of trades. Whether you are a painter, plumber, tiler, electrician or plasterer, our tradesman’s insurance policy is tailored to cover the legal liabilities of your business and certain items of tools, plant and materials.