When it comes to your wellbeing, health insurance forms an essential part of the measures you can put in place to give you that reassurance. It goes a long way to ensuring you receive the care you need, when you need it.
Private Medical Insurance (PMI)
When considering the healthcare needs of you and your family, prompt access to the latest treatments and procedures is often paramount.
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Private Health Insurance |
With advances in medical treatment, drugs & technology and with minor procedures often costing thousands of pounds, access to private healthcare treatment can be seen as an expensive option. But it doesn't have to be. A private health insurance plan can give you peace of mind that, when needed, you can avoid long hospital waiting lists and access the latest treatments at an affordable price. You can choose one of over 200 private hospitals throughout the UK, in which to receive your eligible treatment.
Should you or a loved one, unexpectedly become ill or injured private health insurance can cover the costs of your diagnosis and treatment, helping you to receive the most appropriate care without delay, at a time that is convenient for you.
Whether you are looking to cover yourself, your family or maybe you're considering a workplace group scheme, our affordable private health cover from Various Product Providers has been designed with you in mind. Everyone is different so we won't insist that you purchase pre-packaged plans, instead you can choose from 9 different options and ensure the cover suits you and your lifestyle.
There may be specific benefits you wish to be covered for or maybe you are looking for a comprehensive plan that takes care of most of your healthcare needs.
Permanent Health Insurance
Insurance that will pay you a replacement income if you cannot work through illness or accident can give peace of mind.
For many people, becoming seriously ill has impact on their lives beyond their health. Permanent Health Insurance helps you to maintain a standard of living following an accident or illness which prevents you from earning an income.
Statutory sick pay is unlikely to provide adequate income protection in these circumstances and so Permanent Health Insurance for many provides essential income protection.
Long Term Care Insurance
The time when an elderly person needs to go into residential care is often a huge strain on family members. Illness or infirmity may have forced a sudden change in circumstances and time may be short.5 points to consider if you or a family member faces the prospect of moving into a nursing home.
1. Claim your allowances
2. Buy an 'instant annuity'
3. Keep your savings separate
4. Consider equity release
5. Think about inheritance tax
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